Professional Financial Dr. Patrice Smith Professional Financial Dr. Patrice Smith

How To Start Investing in The Stock Market

Investing can be a confusing topic but a vehicle that can change your financial future for the better. You don’t need a lot of money to start investing. In some cases, you only need a few dollars to get started. Of course, you may have a goal of increasing your investments over time but don’t let limited resources stop you from building your long-term wealth.

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Professional Financial Dr. Patrice Smith Professional Financial Dr. Patrice Smith

Retirement Planning for Young Professionals in 2020

It is never too early to start saving towards retirement. A main focus for many of us this year will be our money management and long term goals i.e retirement planning. It is very important o have some knowledge of compounding interest to fully understand the benefits of starting early. In this post I will cover some basics of retirement planning and hopefully compel every young professional to start saving towards retirement (if you haven’t already).

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Professional Financial, Lifestyle & Travel Dr. Patrice Smith Professional Financial, Lifestyle & Travel Dr. Patrice Smith

How To Smash Your Goals in 2020

As we optimistically set out to achieve great things at the beginning of the year, we must break our goals down into small manageable, attainable and realistic ones. Setting new year resolutions has been a long time tradition but did you know that statistics show that only about 10% of people actually stick to their new year resolutions past the month of January?

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Professional Financial, Lifestyle & Travel Dr. Patrice Smith Professional Financial, Lifestyle & Travel Dr. Patrice Smith

10 Side Hustle Ideas for Young Professionals

The ever increasing cost of living and educational tuition has given rise to hefty student loan debt for many new graduates. It is evident that we must become more financially aware and create more avenues to improve our financial stability. One term that has gained a lot of notoriety lately is the “side hustle”. Everyone seems to have one or are trying to figure out a way to get one.

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Lifestyle & Travel Dr. Patrice Smith Lifestyle & Travel Dr. Patrice Smith

Constant and Never Ending Improvement

Improving your life usually begins with one big gesture that creates branches of change. Those branches must be constantly tended and nurtured. Its typically those small things which cause the lasting change. I have personally accomplished some of my goals this year, but I have areas that I will be working to improve . Here are some of the things I am working on and some ideas help you continue to grow:

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Professional Financial Dr. Patrice Smith Professional Financial Dr. Patrice Smith

Structuring Office Hours Around The Holidays

Every year in our offices there seems to be this age old debate on holiday hours. Practice owners can get tunnel vision where we end up focusing on dollars and cents and “bottom lines.” We get a little hung up on how much we think we will be “losing” if we close the office on certain days. While office closure can affect our bottom line, with proper planning we can figure out ways to work around that issue and make it so the bottom line isn’t affected at all.

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Lifestyle & Travel Dr. Patrice Smith Lifestyle & Travel Dr. Patrice Smith

5 Holiday Money-Saving Hacks

The holidays can be such an expensive period! It all starts in October around Halloween and it seems like every week thereafter you’re faced with a reason to spend money. From Halloween to Thanksgiving, Black Friday, Cyber Monday and then Christmas - it seems like you’re shelling out money left and right and it can swiftly ruin your budget

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