As 2022 approaches, let’s start to think about ways we can improve and be better for our future selves. One way to do this is to re-assess to finances. Here’s a quick checklist to follow:
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One of the most challenging parts of getting a grip on your finances is finding money “leaks” and plugging them. I speak a lot on saving/investing for retirement and tackling student loans. However, I must address the topic of unknowingly wasting money aka money leaks. The faster we figure out where all our money is going the better we will be able to plan and have more money to put towards saving, investing, paying off debt, etc.
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On the path to becoming a professional regardless of the field you’re in, the focus has been getting to the place where we finally start our careers. Nobody taught us anything money or finance related. We lacked knowledge regarding taxes, refinancing/consolidating student loans, insurances, retirement, and investing.
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Spring is not only a great time to put away the winter clothes and deep clean the house. It is also a good time to check in on your finances. Remember those beginning of the year goals like saving more, meal prepping and going to the gym (which by now may have tapered off)? This time of year is great to spring clean your financial goals and set yourself up for success the rest of the year.
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It's the start of a new year and with it comes the need to plan for the year ahead. This is the season for resolutions! So while you make your goals to lose weight, start that new diet, travel more and live your best life, one thing you should include is to become more fiscally responsible. It's time to get your finances in order.
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